Commercial Insurance
The Burnham System
AINS 23
Basic Study Material

The Burnham System is written and frequently revised by

Ray Burnham, CPCU, CLU, ARM, AIC, AINS, AIS, API, SPPA, AIM, AIC-M, ARM-E, AU, AU-M, ALCM, AAI, AAI-M, APA, ARP, AIAF, AMIM, AAM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, REBC, RHU, ASF, LIA, CASL, and ChFC;

Jean O’Reilly, PhD, CPCU, ARM, AINS, AIS, API, AIC, SPPA, AIM, AIC-M. ARM-E, AU, AU-M, AAI, AAI-M, APA, AMIM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, and AIAF; and

Lisa Tobey, JD, CPCU, CLU, ARM, AINS, AIS, API, SPPA, AIM, AIC-M, ARM-E, AU, AU-M, AAI, AAI-M, APA, AIAF, AMIM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, ACS, RWCS, RHU, REBC, CASL, AIC, EA, and ChFC.

Copyright © 2018 The Burnham System

AINS 23
Bound, Digital, & Audio Book Bundle

Commercial Insurance Study Guide

The Burnham System is the gold standard for AINS 23 study guide materials. Using our guide you will learn everything needed to pass the AINS 23 Exam in the shortest time possible. Simply, you will learn more faster.


Included for FREE with your purchase of this Bound Study Guide:

  • AINS 23 Audio Study Guide Narrations, in MP3 file format, expertly narrated by Lisa Tobey
  • AINS 23 Digital Study Guide Book, in PDF file format
  • Ray's answers to each assignment's review questions
  • Ray's definitions for each assignment's key words and other new terms
  • A sample diagnostic exam with answers and explanations


PDF Notice: PDF files are not printable. They are digitally annotatable.


Current Text Edition: 5th

Current Course Guide Edition: 5th


Ray's estimate of course difficulty (1, easiest and 10, hardest): 4


Number of study guide pages: 56

Covered within this study guide:

  • Commercial Property Insurance, including Loss Exposures, The BPP, Causes of Loss, Conditions, Optional Coverages, Endorsements, and Business Income Insurance
  • Commercial Crime Insurance
  • Equipment Breakdown Insurance
  • Commercial Inland Marine and Ocean Marine Insurance
  • Commercial General Liability, including Exposures and Coverages, Limits, Duties, Other Insurance, Provisions, Claims-made Coverage, Endorsements, and Rating
  • Commercial Automobile Insurance
  • Workers’ Compensation and Employers’ Liability Insurance
  • The Business Owners Policy (BOP)
  • Farm Insurance
  • Miscellaneous Coverages, including Excess and Umbrella Liability, Environmental, Professional Liability, Management Liability, Aircraft, Foreign Operations, Terrorism, and Surety Bonds

As a good study guideline, figure anything in those 56 pages might be on your exam and that there will be nothing on your exam that is not covered in those 56 pages.


The Burnham System is written and frequently revised by

Ray Burnham, CPCU, CLU, ARM, AIC, AINS, AIS, API, SPPA, AIM, AIC-M, ARM-E, AU, AU-M, ALCM, AAI, AAI-M, APA, ARP, AIAF, AMIM, AAM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, REBC, RHU, ASF, LIA, CASL, and ChFC;

Jean O’Reilly, PhD, CPCU, ARM, AINS, AIS, API, AIC, SPPA, AIM, AIC-M. ARM-E, AU, AU-M, AAI, AAI-M, APA, AMIM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, and AIAF; and

Lisa Tobey, JD, CPCU, CLU, ARM, AINS, AIS, API, SPPA, AIM, AIC-M, ARM-E, AU, AU-M, AAI, AAI-M, APA, AIAF, AMIM, AIT, ARe, AFSB, ASLI, AIDA, ARC, ARM-P, ACS, RWCS, RHU, REBC, CASL, AIC, EA, and ChFC.

Availability: In stock

$295.00